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QDRO Drafting
A Qualified Domestic Relations Order (QDRO) is a court order that recognizes the existence of an Alternate Payee for the
purposes of dividing assets held in retirement plans qualified under "ERISA". It is the document needed to divide many pension,
savings and other retirement accounts. These documents must accurately reflect the parties' intent, comply with the plan rules
and language and also meet the statutory requirements as set down by the regulations that governing QDROs and their issuance.
We provide timely and efficient drafting services in the preparation of Qualified Domestic Relations Orders (QDROs) . These
services are provided to attorneys as a paraprofessional and who delegate this function to us. The service is not offered directly to
the public as this would constitute the unauthorized practice of law. Divorce Financial Associates, LLC does not provide legal
advice or provide legal services to the public. We provide drafting of the following:
• Private Sector Defined Benefit and Defined Contribution Plans (401K, 403b, Pensions etc.)
• Federal government plans (CSRS & FERS)
• Educators (TIAA-CREF)
• State government employee plans (EDROS)
• Military retirement pay
• Railroad plans
Martin Cobb has been drafting QDROs since 2003 and has received advanced training in QDRO drafting from the Institute for
Divorce Financial Analysts. The full process is described in the document below but once a retainer form is signed and returned
the orders are prepared based on the information provided. Other documentation such as the divorce judgment and summary
plan description should also be forwarded. Sometimes additional information is needed from the plan administrator.
Most documentation needed for drafting orders can be conveniently faxed or emailed. In most cases we turn orders around
within 10 days. We always try to obtain provisional approval from the plan.
We guarantee all orders to be accepted by the plan. Fees include all drafting services and follow-up to plan acceptance.
Documentation can be faxed to 815-331-0592 or emailed to:
mcobb@divorcefinancialassociates.com
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